Prevent chronic disease and extend healthy lives

Health Universe unites insurers, preventive health centers and end customers under a single AI-driven platform—because effective prevention saves costs, improves engagement and protects lives.

Health Insurers

Personalized Prevention to Cut Costs & Engage Members

Key Problem


Insurers often face steep claim costs because chronic diseases remain undetected until severe events trigger expensive treatments.


  • According to the WHO, up to 74% of global deaths stem from non-communicable diseases (NCDs) like heart disease, diabetes, and certain lung conditions.


  • Without a proactive approach, customers remain invisible until they encounter sudden, costly episodes.


  • This gap undermines both member well-being and insurer profitability, creating a systemic vulnerability that demands earlier interventions.

White-Label Benefit


Health Universe bridges this gap by providing a powerful digital health platform that insurers can embed under their own brand.


  • Our AI-enhanced app makes hidden NCD risk visible in real time, while guiding policyholders through daily coaching in movement, mental health and sleep.


  • This integrated approach drives behavior change sooner, preventing high-cost events before they arise.


  • By adopting our white-label solution, insurers transform invisible risks into measurable, actionable insights—strengthening customer loyalty and safeguarding the bottom line.

Cost Savings


Shifting from reactionary care to early prevention can yield significant economic benefits for insurers.


  • Various studies (e.g., World Economic Forum) indicate that proactive measures may reduce chronic-disease expenditures by 20–30%.


  • Intervening before advanced symptoms appear lowers the incidence of high-ticket claims such as lengthy hospital stays or invasive procedures.


  • Customers appreciate accessible, personalized guidance, fostering stronger member retention and curtailing expensive crises.

Preventive Health Centers (PHCs)

Integrated Digital Tools to Strengthen Your Offerings


Holistic Data for Real-Time Guidance

  • Centers can leverage the Digital Health Twin & daily AI to keep in touch with patients post-visit, tracking progress and adjusting programs swiftly.


Seamless White-Label Approach

  • Expand your offline therapy or coaching with a branded digital interface that extends your reach to 24/7 care. Strengthen loyalty, boost new revenue streams.


Expanding Your Preventive Impact

  • By analyzing aggregated risk data, you can refine your center’s course offerings (nutrition workshops, stress-management etc.)—optimizing outcomes and retention.

Reactive End Customers


Often complacent until lab results or a mild symptom triggers a sense of urgency—they quickly seek solutions to avoid irreversible damage.


Immediate Risk Visibility: Health Universe translates clinical readings (e.g., borderline glucose, age or activity minutes) into an easily understood NCD score, confronting individuals with the reality of potential complications.


Personalized Action Steps: Once aware of the risk, they receive step-by-step interventions—adjusting diet, daily activity, mental resilience—tailored to their unique risk profile.

Short-Term Wins, Long-Term Gains: Motivational nudges (e.g., 2-week challenges) encourage initial habit changes, reinforcing consistent compliance and driving down the risk curve over time.

Proactive End Customers


Already committed to wearables, fitness routines, or healthy living—seeking advanced insights to optimize longevity and well-being.


Early-Warning Advantage: Our Digital health twin flags incremental shifts in sleep quality or metabolic markers—allowing lifestyle adjustments.


In-Depth Analytics & Scenario Modeling: Individuals can run “What if I add 20 minutes of morning cardio?” simulations to understand the tangible effect on their heart or diabetes risk.


Longevity-Oriented Guidance: Beyond generic “steps” data, users receive scientifically grounded tips (e.g., targeted micronutrient intake, specialized stress-reduction techniques).

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